Mortgage account "glitches" at PNC Bank

Homeowners with PNC Bank mortgage accounts learned today that their mortgage (and other) accounts were hit with double charges and unauthorized miscellaneous withdrawals (as reported by CBS 3 in Philadelphia).

Bank officials have promised a quick solution to the problem.

Urban farming progress in Detroit

I have written before on this blog about the trend toward urban farming in cities around the country, where blighted neighborhoods would be converted to agricultural uses. Click here for stories related to such activity in Harrisburg, Pittsburgh , Detroit and elsewhere.

Surprisingly, progress has been made in Detroit, as a private company is spending $450,000 to purchase 1,500 parcels on 150 acres:

A private company is snapping up 150 acres on the Motor City's East End -- property where more than 1,000 homes once formed a gritty neighborhood -- and turning it into what is being billed as the world's largest urban farm. Hantz Woodlands plans to start by planting trees, but hopes to raise crops and even livestock in the future, right in the midst of the once-proud city.

Immediate plans are to demolish and clear 15 of those acres and plant 15,000 trees, with additional plans for orchards, crops and livestock in the future.

Hantz' plans on a larger scale have been stopped or delayed by municipal (and community) resistance. It is too early to tell whether environmental and title issues will delay plans for utilizing the 150 acres in this transaction.

Is this agricultural activity worth watching as a predictor of the future of Harrisburg?

Obamacare tax on real estate sales

From My9 TV in New Jersey comes a discussion of the Obamacare real estate tax:

Very few home sales will see a capital gain sufficient to generate tax revenue under the current scenario.  Which means that (1) the rate will go up and (2) the minimum gain necessary to invoke the tax will go down - way down. Obamacare is not so  much about medicine or "care" as it is about taxes, revenue and paperwork.

Separate entranceways for subsidized tenants in New York.

The New York Post provides the story of a luxury development in Manhattan that receives federal subsidies because the development includes low income housing.

But there is a catch. The developer has installed separate entrances for the low income residents, even though all units are in the same building.

No matter how often the government tries to repeal the laws of economics, the fact remains that one cannot receive something for nothing. If you reside in subsidized housing, you will endure either the indignity of separate entranceways or fingerprinting or both or something even worse.

Sheep as landscapers for solar panels.

From the Carlisle Sentinel comes a story that reflects what may become a common problem as more companies install large solar panels on their property.

The Snyder's-Lance snack food company wanted to use sheep for the purpose of keeping their grass low because their 15,000 solar panels make it more expensive and difficult to mow the surrounding fields. But the Penn Township (Cumberland County) Zoning Hearing Board denied a variance for the company to keep sheep in its non-agricultural zone.

While there is nothing particularly earth-shattering about this story, it might give some companies a few ideas about landscaping shortcuts, especially if they place large items (such as solar panels) on their grounds. Certain zones permit farm animals, while a number of businesses will look to solar panels as electricity prices skyrocket over the next few years.

Covered bridges in Cumberland County

The Carlisle Sentinel recently included a piece on covered bridges in Cumberland County, including the two remaining bridges and a brief history regarding those bridges that were built in the 1800's and have since been lost.

Baltimore's "special tax districts" designated for supplemental security.

From Baltimore, Fox 45 brings to us the story of certain neighborhoods that charge a surtax to residents for the purpose of hiring private security to combat increased crime:

In Baltimore City there are four special tax districts where residents pay more to make their neighborhoods safer. Charles Village is one of them and has the lowest surtax of the four. It was formed in the mid-1990s as a way for the community to provide supplemental security and sanitation services to what the city was already providing. The surtax charged to homeowners has never been altered. Baltimore’s Little Italy community is one of the latest to seek to hire its own private security force, following the recent beating and robbery caught on a private security camera.

The story of this program in Baltimore's Little Italy is carried here. Only time will tell if such programs will spread to neighborhoods in other major cities. [Click here for CBS' story of private security being hired to patrol neighborhoods in Oakland.]